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Texas Private Health Insurance

My Private Health Insurance operates in the state of Texas. With our simple process, you will have the right health insurance options to choose from for your budget quickly.

We will put you in contact with the right agent prepared to give you the best options for your Texas health insurance. Your agent will not only pair you with options based on your health needs but also your budget.

Private Health Insurance

After you’ve lost a job in Texas or you find yourself in between employers, you might need private health insurance. In some cases, this is the best option because your employer doesn’t offer private healthcare coverage benefits.

No matter your situation, it’s important to protect both our health and your finances with the right Texas private health insurance options.

Who Should Consider Texas Private Health Insurance?

There are several situations where private health insurance offers a good solution for healthcare coverage. Some of the most common situations include:

  • Freelance and independent contract workers
  • Small business owners
  • Those in between jobs
  • Workers without healthcare coverage from their employers
  • Part-time workers



Individual Health Insurance

Some life events cause you to re-evaluate the type of health insurance you need in Texas. Individual health insurance offers a great way to protect your finances and your health when your employer doesn’t offer coverage.

You won’t need to worry about racking up medical debt if you become hospitalized or become ill. The Health Insurance Marketplace might be an option, but even if it’s not, you can gain great coverage fast with individual health insurance plans.

How do I get Individual Health Insurance in Texas?

We use a simple three-step process to ensure you get access to the best individual health insurance options in Texas. Our team makes the process to get coverage very simple.

Whether you’re looking for a plan with a high deductible and low premium or you need full health coverage, our process will provide the best plan for your specific needs. We not only take into account your coverage needs but also your budget.

Family Health Insurance

With good family health insurance, you won’t have to worry when a child becomes ill or you get into an accident. Making sure your family is covered means you gain peace of mind as a parent.

Sometimes, you don’t get the best coverage from your employer. If you need family health insurance in Texas, you need the right options to fit your budget and your family’s health needs. Make sure to explore your options before settling on the right coverage for your family.

Short-Term Health Insurance

When you have a time in your life where you need healthcare coverage, short-term health insurance might be the right option. It’s usually used to fill in gaps in coverage, such as:

  • In between jobs
  • When waiting for the enrollment period to begin
  • While waiting for employer coverage to start
  • If you’ve been dropped from your parent’s healthcare plan

Short-term health insurance in Texas offers a way to keep you protected when you don’t have access to other types of health coverage.

What do Short Term Medical Plans Cover?

The majority of short-term medical plans will cover you in a similar way as major medical insurance. Some of the things you will be covered for include:

  • Preventative care
  • Urgent care
  • Emergency room visits
  • Doctor’s appointments
  • Prescription medication
  • Hospital stays

When you use short-term health insurance in Texas to fill in the gaps, you remain covered, no matter the situation.

What Cities in Texas offer the Best Private Health Insurance Options

Catastrophic Health Insurance

Keeping your monthly premium for healthcare coverage down requires the right plan. Catastrophic health insurance will keep you protected during a medical emergency, but won’t cost as much as a major medical plan each month.

Who Qualifies for a Catastrophic Plan in Texas?

If you’re under the age of 30, you will likely qualify for a catastrophic health insurance plan. Even if you’re over 30, you can qualify by using an exemption under the ACA guidelines known as a hardship/affordability exemption.

Small Business Health Insurance

As a small business owner, it can be difficult to compete for the best employees. Offering healthcare benefits makes a big difference and you can use small business health insurance to provide benefits for your workers.

Does My Business Qualify for Small Business Health Insurance?

Any business with less than 50 employees will qualify for a small business health insurance plan in Texas. The employer still needs to pay for a portion of the premium, but there won’t be any enrollment restrictions.

Large Group Health Insurance

Texas large group health insurance options make it easy for any business to compete. When you recruit new employees, they will be looking at your benefits package. Many workers want health benefits and will choose a job based on the benefits offered.

With a large group health insurance plan, you can provide excellent healthcare coverage for all your employees.

What is Considered a Large Group Health Plan in Texas?

Texas businesses with 51 or more employees will be able to use the large group health insurance plans. The exact plans available to you will depend on the number of employees you have.

Along with the major medical plan, you will be able to offer, you can use supplemental health insurance options to make your benefits package even better. Some of these options include:

  • Vision and Dental insurance
  • Accident insurance
  • Hospital indemnity coverage
  • Critical illness insurance

Adding these options gives your employees even better coverage and a way to customize their healthcare plan.

Travel Health Insurance

Leaving the county usually means you won’t have coverage if an accident happens or you become ill. Most major medical plans won’t cover you outside the United States.

Getting the right travel health insurance will ensure you remain covered. Whether you’re going overseas for a semester, a few weeks, or for a year as a worker, you need the right healthcare coverage. Make sure you have good travel health insurance before you head out on your trip.

Supplemental Health Insurance

With supplemental health insurance options, you can customize your health plan by adding:

  • Life insurance
  • Vision and Dental coverage
  • Accident insurance
  • Disability insurance
  • Critical illness coverage
  • Cancer insurance

With these options, you can bolster your healthcare plan.

Children’s Health Insurance

Your children need to be covered in the event of a medical accident or illness. With children’s health insurance in Texas, you can ensure your kids have full coverage.

Whether you need coverage for your children due to a private school, school sports, or for field trips, the right children’s health insurance plan will make a difference.

Affordable Health Insurance

We provide an easy process to help you find the most affordable health insurance in Texas. Our process connects you with an agent fast and your agent will provide multiple options to fit your specific health needs and budget needs.

Medi-Share Health Program

Another option for healthcare coverage is the Medi-Share Health Program. If you don’t qualify for traditional health insurance or you prefer an alternative, Medi-Share might be the right option.

With the Medi-Share program, you will be sharing medical expenses with a community. You will still choose a plan with a deductible and a monthly premium amount, just like regular health insurance.

You need good healthcare coverage. Getting the right plan for your family or just for yourself makes a difference. We are here to help you find the best Texas health insurance to fit your budget and your needs.

Call us today or request your free health insurance quote online.


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Make your health a priority by preparing for the unexpected. Contact one of our agents today to walk through your best options.

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