Not sure what you need? Get your free quote today. Get A Quote
Contact Us
877-249-0250
Get A Quote

Have you recently experienced a major life event, or lost insurance coverage from your employer?

Keep yourself and your family protected with an individual health insurance plan that fits your budget.
Individual Health Insurance Plans

Stay Protected Where It Counts.

Without the right coverage, healthcare can be a financial burden. Protect your physical and financial health with a health insurance plan that understands you.

FAQ

Frequently Asked Questions

What is individual health insurance and why do I need it?

Health insurance supports the cost of medical care for you, your family, or your business. Without insurance, it’s up to you to pay the full cost of any care you receive, preventative or otherwise.

Individual health insurance is healthcare coverage that you purchase on your own rather than through an employer. Why shop for a policy on your own?

You may need individual health insurance if your employer doesn’t offer you benefits (e.g., you work part-time), you’re unemployed or self-employed, you’re a business owner, or you’ve recently retired. Job-based healthcare policies may also be too expensive or too limited in benefits.

How does individual health insurance work?

You pay a monthly fee—known as a premium—to keep your healthcare coverage. Generally, the higher your premiums, the less you pay out of pocket. 

Buying health insurance on your own is more expensive than sharing the cost of premiums with an employer. That’s why some insurance plans partner with healthcare providers and facilities to offer care at lower rates. This is known as managed care.

What is a PPO?

PPO stands for preferred provider organization. Unlike other types of managed care, PPO plan subscribers benefit from nationwide coverage. For instance—for families covered under My Private Health Insurance—out-of-state college students are free to seek care from local providers while staying covered.

Is My Private Health Insurance less expensive than COBRA?

COBRA costs aren’t shared with employers, which can make them quite expensive. It’s worth keeping in mind that COBRA insurance only provides you with the coverage you had under your employer—COBRA doesn’t include hospital care insurance, life insurance, or disability, among other types of coverage. 

My Private Health Insurance is an alternative to COBRA that can be less costly while more inclusive.

What’s covered and what’s not?

Every plan has its limits. It’s important to understand what a plan covers and what it doesn’t. To gain a better understanding of benefits, premiums, and deductibles, get in touch with one of our agents today. We’ll help you find the perfect coverage for your needs.

Get a Quote
Testimonials

What our clients are saying

We’ve served community members across the country for over three decades.

Our Services

Health Insurance Plans

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Our Blog

Recent news and articles

Let us find coverage that works for you.

Contacts

Get in touch with our team to learn more

Make your health a priority by preparing for the unexpected. Contact one of our agents today to walk through your best options.

Connect With an Agent

Your Information Will NOT Be Sold To Multiple Companies

Contact Info

  • Phone
    877-249-0250
  • Address

    1401 N University Dr STE 207, Coral Springs, FL 33071

  • Working hours
    • 8AM-10PM EST
      7 days per week