Short Term Health Insurance Plans | My Private Health Insurance

Are you between employers, or waiting for other healthcare coverage to take effect?

Spend less and stay protected while searching for a long-term solution.

Get a Quote

Short-Term Health Insurance Plans

Temporary healthcare coverage you can depend on.

Give yourself peace of mind in the meantime with our high-quality and affordable health insurance plans.

Get Covered Quickly

Quickly fill any gaps in coverage. Don’t stay uninsured for long—enroll as early as the day after application.

Drop Your Coverage Anytime Without Penalty

Enjoy total flexibility. Choose between 1 and 12 months of coverage. Extend your coverage whenever necessary and cancel your plan without penalty.

Stay Covered No Matter Where You Are

Receive care from doctors and hospitals across the country by taking advantage of our name-brand PPO networks. No referrals needed.

Lower Your Premiums

Prepare yourself for unexpected medical needs while paying less than you would with an ACA health insurance plan.

Enjoy Peace of Mind

Book appointments, receive treatment, and fill prescriptions with confidence. My Private Health Insurance has been trusted by customers for over 37 years.

Rely on a Dedicated Support Team

Enjoy 24/7/365 customer service. We believe in supporting our customers. Whether you need help with a claim, application, or enrollment, our dedicated support team is here to help.

Frequently Asked Questions

Health insurance supports the cost of medical care for you, your family, or your business. Without insurance, it’s up to you to pay the full cost of any care you receive, preventative or otherwise.

Short-term health insurance provides you with temporary medical coverage. You may need short-term coverage if you are:

Between jobs (or waiting for coverage to begin at your new job)
Outside enrollment periods
Experiencing an emergency
Turning 26
Waiting for other coverage to begin (e.g., ACA coverage or Medicare)

You pay a monthly fee—known as a premium—to keep your healthcare coverage. Generally, the higher your premiums, the less you pay out of pocket.

Buying health insurance on your own is more expensive than sharing the cost of premiums with an employer. That’s why some insurance plans partner with healthcare providers and facilities to offer care at lower rates. This is known as managed care.

PPO stands for preferred provider organization. Unlike other types of managed care, PPO plan subscribers benefit from nationwide coverage. For instance—for families covered under My Private Health Insurance—out-of-state college students are free to seek care from local providers while staying covered.

COBRA costs aren’t shared with employers, which can make them quite expensive. It’s worth keeping in mind that COBRA insurance only provides you with the coverage you had under your employer—COBRA doesn’t include hospital care insurance, life insurance, or disability, among other types of coverage.

My Private Health Insurance is an alternative to COBRA that can be less costly while more inclusive.

Every plan has its limits. It’s important to understand what a plan covers and what it doesn’t. To gain a better understanding of benefits, premiums, and deductibles, get in touch with one of our agents today. We’ll help you find the perfect coverage for your needs.

Get a Quote

Testimonials

What our clients are saying

My Private Health Insurance connects clients with a licensed agent in their state for private heatlh insurance to the under 65 Market in 33 states.

When it came to our health insurance, we needed a quick solution. My Private Health Insurance stepped up to provide us with pricing, options and helpful advice. It’s very overwhelming trying to navigate through a sea of marketplace, COBRA, student and bridge plans. There’s nothing more comforting than finding a qualified professional to help guide you through the process. We’ve turned to My Private Health Insurance on multiple occasions to purchase medical insurance for our young children when job or school changes demanded a new policy. I would highly recommend them to help save you the stress and headaches that come with shopping for health insurance!

I had a wonderful experience working with My Private Health Insurance and will most definitely being turn to them again in the future! Everyone that I’ve worked with on their team has been super friendly and incredibly knowledgeable about health insurance options through the Marketplace and other alternative options. After asking only a few questions, they were able to suggest and help pair me with an insurance plan that fit my needs. When I called them, I was without insurance, very nervous and eager to get coverage ASAP. They understood my insistence and always replied back quickly to my emails and calls. This was my first experience using a health insurance broker and honestly, I’m hooked!

Daniel assisted me with my insurance quote and these guys are the real deal. He was incredibly patient with my many questions and guaranteed that I had all the information I needed in order to make an informed decision on my health insurance. Overall, dealing with My Private Health Insurance was a very pleasant experience. I would have no issues referring my family and friends to them.

Working with My Private Health Insurance was such a breeze! As someone who had to navigate the health market for the first time, they made the entire process so simple. Thanks to My Private Health Insurance, I’m confident that I have the best insurance plan for current situation. Saved me a lot of time and frustration. I cannot recommend them enough! THANK YOU, My Private Health Insurance.

Before working with My Private Health Insurance, I had absolutely no idea what I was doing when it came to finding health insurance. Thanks to David I now have a better understanding of how this whole industry works and have a health insurance plan that I am very happy with. David was very informative and willing to educate me throughout the whole process. Before him I had no idea that it was even an option to buy direct from insurance carriers! Thank you David and My Private Health Insurance for your professionalism and patience. You gained a lifetime customer!!

Having to figure out a new health insurance plan has got to be one of the most challenging things to do. But, Merris made the search for health coverage an easy, seamless and surprisingly enjoyable process! He provided myself and my family with an excellent health, dental, and vision plan AND saved us nearly $400 a month from the last insurance plan we had! I 100% recommend Merris and My Private Health Insurance!

Thomas and the entire team at My Private Health Insurance are incredible! They’re very knowledgeable, responsive and an overall joy to work with. Thomas went above and beyond to ensure that we came away with the best insurance plan for our family. It’s not easy to think of purchasing insurance as being pleasant but my experience with them over a period of about six months was. Thomas was well informed, honest, friendly and not in the least bit pushy. I genuinely felt like he was trying to find the best solution that fit our situation and needs. I highly recommend and would definitely use their services again!

I have been using My Private Health Insurance for many years and now they’re taking care of our whole family’s health insurance. David and Daniel are great! They are very clearly interested in educating and informing rather than making a quick sale. Their business is providing customized insurance plans and this is 100% the truth because they consistently recommend plans that meet the INDIVIDUAL needs of the customer while also keeping in mind that needs can change from year to year. Throughout my time with My Private Health Insurance, they’ve made the best health coverage recommendations while also staying up to date on the rapid changes in healthcare. I can wholeheartedly recommend David, Daniel and the entire team at My Private Health Insurance!

Our Services

Health Insurance Plans

My Private Health Insurance offers private health coverage across the country that give you the accessibility of name brand PPO networks with the most affordable premiums in the nation.