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Are you between employers, or waiting for other healthcare coverage to take effect?

Spend less and stay protected while searching for a long-term solution.
Short-Term Health Insurance Plans

Temporary healthcare coverage you can depend on.

Give yourself peace of mind in the meantime with our high-quality and affordable health insurance plans.

FAQ

Frequently Asked Questions

Why do I need short-term health insurance?

Health insurance supports the cost of medical care for you, your family, or your business. Without insurance, it’s up to you to pay the full cost of any care you receive, preventative or otherwise. 

Short-term health insurance provides you with temporary medical coverage. You may need short-term coverage if you are:

  • Between jobs (or waiting for coverage to begin at your new job) 
  • Outside enrollment periods
  • Experiencing an emergency 
  • Turning 26 
  • Waiting for other coverage to begin (e.g., ACA coverage or Medicare)

How does short-term health insurance work?

You pay a monthly fee—known as a premium—to keep your healthcare coverage. Generally, the higher your premiums, the less you pay out of pocket. 

Buying health insurance on your own is more expensive than sharing the cost of premiums with an employer. That’s why some insurance plans partner with healthcare providers and facilities to offer care at lower rates. This is known as managed care.

What is a PPO?

PPO stands for preferred provider organization. Unlike other types of managed care, PPO plan subscribers benefit from nationwide coverage. For instance—for families covered under My Private Health Insurance—out-of-state college students are free to seek care from local providers while staying covered.

Is My Private Health Insurance less expensive than COBRA?

COBRA costs aren’t shared with employers, which can make them quite expensive. It’s worth keeping in mind that COBRA insurance only provides you with the coverage you had under your employer—COBRA doesn’t include hospital care insurance, life insurance, or disability, among other types of coverage. 

My Private Health Insurance is an alternative to COBRA that can be less costly while more inclusive.

What’s covered and what’s not?

Every plan has its limits. It’s important to understand what a plan covers and what it doesn’t. To gain a better understanding of benefits, premiums, and deductibles, get in touch with one of our agents today. We’ll help you find the perfect coverage for your needs.

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Contact Info

  • Phone
    877-249-0250
  • Address

    1401 N University Dr STE 207, Coral Springs, FL 33071

  • Working hours
    • 8AM-10PM EST
      7 days per week