Frequently Asked Questions
Why do I need private health insurance?
Health insurance supports the cost of medical care for you, your family, or your business. Without insurance, it’s up to you to pay the full cost of any care you receive, preventative or otherwise.
You may need private health insurance if your employer doesn’t offer you health insurance (e.g., you work part-time), you’re unemployed or self-employed, you’re a business owner, or you’ve recently retired.
How does private health insurance work?
You pay a monthly fee—known as a premium—to keep your healthcare coverage. Generally, the higher your premiums, the less you pay out of pocket.
Buying health insurance on your own is more expensive than sharing the cost of premiums with an employer. That’s why some insurance plans partner with healthcare providers and facilities to offer care at lower rates. This is known as managed care.
What is a PPO?
PPO stands for preferred provider organization. Unlike other types of managed care, PPO plan subscribers benefit from nationwide coverage. For instance—for families covered under My Private Health Insurance—out-of-state college students are free to seek care from local providers while staying covered.
Is My Private Health Insurance less expensive than COBRA?
COBRA costs aren’t shared with employers, which can make them quite expensive. It’s worth keeping in mind that COBRA insurance only provides you with the coverage you had under your employer—COBRA doesn’t include hospital care insurance, life insurance, or disability, among other types of coverage.
My Private Health Insurance can help you find an alternative to COBRA that is less costly and more inclusive.
What’s covered and what’s not?
Every plan has its limits. It’s important to understand what a plan covers and what it doesn’t. To gain a better understanding of benefits, premiums, and deductibles, get in touch with one of our agents today. We’ll help you find the perfect coverage for your needs.
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My Private Health Insurance connects clients with a licensed agent in their state for private heatlh insurance to the under 65 Market in 33 states.
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Make your health a priority by preparing for the unexpected. Contact one of our agents today to walk through your best options.
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Contact Info
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Phone
561-927-9469 -
Address
5100 N Federal HWY, Fort Lauderdale Florida, 33308
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Working hours
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8AM-10PM EST
7 days per week
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8AM-10PM EST