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Are you looking for an alternative healthcare solution that saves you money?

Our cost-sharing plan may be the perfect solution for you.
Cost-Sharing Health Insurance Plans

A cost-effective alternative to traditional health insurance.

Become a cost-sharing member today to share eligible medical bills with other members. Save money, uplift others, and get the support you need with a cost-sharing plan.


Frequently Asked Questions

Why do I need health insurance?

Health insurance supports the cost of medical care for you, your family, or your business. Without insurance, it’s up to you to pay the full cost of any care you receive, preventative or otherwise. 

You may need private health insurance if your employer doesn’t offer you health insurance (e.g., you work part-time), you’re unemployed or self-employed, you’re a business owner, or you’ve recently retired.

How does a cost-sharing plan work?

Cost-sharing plans are an alternative to traditional health insurance. Members of the cost-sharing program contribute a fixed amount every month to their own savings account. 

When a community member becomes ill, a request is made to cover their medical expenses. If the request is approved, the request is paid directly to the healthcare provider using community funds (pulled through other members’ savings accounts).

What is a PPO?

Cost-sharing plans are part of a PPO. PPO stands for preferred provider organization. Unlike other types of managed care, PPO plan subscribers benefit from nationwide coverage. 

For instance—for families covered under My Private Health Insurance—out-of-state college students are free to seek care from local providers while staying covered.

Is My Private Health Insurance less expensive than COBRA?

COBRA costs aren’t shared with employers, which can make them quite expensive. It’s worth keeping in mind that COBRA insurance only provides you with the coverage you had under your employer—COBRA doesn’t include hospital care insurance, life insurance, or disability, among other types of coverage. 

My Private Health Insurance may provide an alternative to COBRA that is less costly while more inclusive.

What’s covered and what’s not?

Every plan has its limits. It’s important to understand what a plan covers and what it doesn’t. To gain a better understanding of benefits, premiums, and deductibles, get in touch with one of our agents today. We’ll help you find the perfect coverage for your needs.

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What our clients are saying

We’ve served community members across the country for over three decades.

Our Services

Health Insurance Plans

My Private Health Insurance offers private health coverage across the country that give you the accessibility of name brand PPO networks with the most affordable premiums in the nation.

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Find the ideal health insurance plan for your needs today.


Get in touch with our team to learn more

Make your health a priority by preparing for the unexpected. Contact one of our agents today to walk through your best options.

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    Contact Info

    • Phone
      (754) 600-3406
    • Address

      3651 NW 120th Ave Suite B Coral Springs, FL 33065

    • Working hours
      • 8AM-10PM EST
        7 days per week