A cost-effective alternative to traditional health insurance.
Become a cost-sharing member today to share eligible medical bills with other members. Save money, uplift others, and get the support you need with a cost-sharing plan.
Stay Within Your Budget
Cost-sharing plans have options for every budget. Based on these options, each member contributes a predetermined monthly amount.
Take Advantage of Flexible Coverage
Membership does not include annual or lifetime limits and is independent of your state or residence as well as your employment status.
Enjoy Nationwide Coverage
Gain access to doctors and hospitals from coast-to-coast with cost-sharing plan PPO networks. No referrals needed.
Book Appointments With Confidence
Participate in a cost-sharing program that has been serving customers for decades. My Private Health Insurance has helped families find the right coverage for over 37 years.
Get the Help You Need, When You Need It
Our customer service representatives are available when you need them. Take advantage of our 24/7/365 dedicated support team.
Frequently Asked Questions
Why do I need health insurance?
Health insurance supports the cost of medical care for you, your family, or your business. Without insurance, it’s up to you to pay the full cost of any care you receive, preventative or otherwise.
You may need private health insurance if your employer doesn’t offer you health insurance (e.g., you work part-time), you’re unemployed or self-employed, you’re a business owner, or you’ve recently retired.
How does a cost-sharing plan work?
Cost-sharing plans are an alternative to traditional health insurance. Members of the cost-sharing program contribute a fixed amount every month to their own savings account.
When a community member becomes ill, a request is made to cover their medical expenses. If the request is approved, the request is paid directly to the healthcare provider using community funds (pulled through other members’ savings accounts).
What is a PPO?
Cost-sharing plans are part of a PPO. PPO stands for preferred provider organization. Unlike other types of managed care, PPO plan subscribers benefit from nationwide coverage.
For instance—for families covered under My Private Health Insurance—out-of-state college students are free to seek care from local providers while staying covered.
Is My Private Health Insurance less expensive than COBRA?
COBRA costs aren’t shared with employers, which can make them quite expensive. It’s worth keeping in mind that COBRA insurance only provides you with the coverage you had under your employer—COBRA doesn’t include hospital care insurance, life insurance, or disability, among other types of coverage.
My Private Health Insurance may provide an alternative to COBRA that is less costly while more inclusive.
What’s covered and what’s not?
Every plan has its limits. It’s important to understand what a plan covers and what it doesn’t. To gain a better understanding of benefits, premiums, and deductibles, get in touch with one of our agents today. We’ll help you find the perfect coverage for your needs.
What our clients are saying
My Private Health Insurance connects clients with a licensed agent in their state for private heatlh insurance to the under 65 Market in 33 states.
Recent news and articles
Get in touch with our team to learn more
Make your health a priority by preparing for the unexpected. Contact one of our agents today to walk through your best options.
Connect With an Agent
Contact Info
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Phone
561-927-9469 -
Address
5100 N Federal HWY, Fort Lauderdale Florida, 33308
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Working hours
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8AM-10PM EST
7 days per week
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8AM-10PM EST