Virginia Private Health Insurance
My Private Health Insurance operates in the state of Virginia. Our simple process ensures you will find the right healthcare coverage fitting your budget.
We work hard to give you the best Virginia health insurance options for your specific needs. We will connect you with an expert agent fast ready to put the right options for your budget in front of you.
Private Health Insurance
Maybe you recently lost your job or you work for a company not providing any type of health benefits. Private health insurance in Virginia gives you the option you need to remain covered, no matter the situation.
Who Should Consider Virginia Private Health Insurance?
Private health insurance options come in many forms and fit many different situations including:
- Workers without employer coverage
- Part-time workers
- Business owners
- Unemployed individuals
- Retirees in need of coverage
- Freelance workers and independent contractors
Individual Health Insurance
When something big happens in your life, you might be in need of individual health insurance in Virginia. You need to protect your health and your finances with the right coverage.
The right individual health insurance plan will give you the coverage you need. If you become ill or end up in the hospital, you’ll have peace of mind knowing you’re covered.
How do I get Individual Health Insurance in Virginia?
Our simple process makes it fast and easy to gain access to an agent ready to provide the best health insurance options for your needs. When you need individual health insurance in Virginia, we get you connected with an expert agent fast.
You might have the option to shop on the Health Insurance Marketplace to find the right plan. Even after the enrollment period has passed, you can still gain access to the same coverage options with our help.
Family Health Insurance
Family health insurance in Virginia will give you the peace of mind you desire for your spouse and your children. Whether your employer only covers you or you don’t get any type of coverage, a family health insurance plan will keep you covered.
With the right healthcare coverage, you’ll get an opportunity to protect your family and your finances.
Short-Term Health Insurance
When you need to fill in the gaps in coverage, short-term health insurance plans offer the right option for your specific needs. Some of the most common situations where short-term health insurance provides the right option include:
- Time in between jobs
- The period before your new job benefits start
- When you can no longer be covered by your parent’s plan
- After the enrollment period has ended
Choosing the right short-term health insurance in Virginia means you don’t have to worry anymore. If an accident or illness happens, you won’t end up with huge medical bills.
What do Short Term Medical Plans Cover?
When you need to fill in the gaps, you can use short-term medical insurance plans to offer the following coverage options:
- Urgent care
- Prescription medications
- Preventative care
- Doctor’s visits
- Hospital visits
- Emergency room stays
The right short-term healthcare coverage will help give you coverage for the times when you don’t have other options.
Catastrophic Health Insurance
When it’s time to get health insurance because your parent’s plan won’t cover you anymore, catastrophic health insurance offers an affordable option. It will cover you in a medical emergency and comes at a lower monthly premium compared to major medical plans.
Who Qualifies for a Catastrophic Plan in Virginia?
Most of the people qualifying to use a catastrophic health insurance plan will be under the age of 30. You can still qualify if you’re older than 30 if you can get an exemption under the ACA guidelines. This is known as a hardship/affordability exemption.
Small Business Health Insurance
When you own a small business, you have to be able to compete for good employees. With small business health insurance, you can offer your employees good health coverage as a part of a benefits package.
Does My Business Qualify for Small Business Health Insurance?
When you have less than 50 employees, you can use small business health insurance plans to offer health benefits to your employees. You will have to pay for some of the premium, but your employees won’t have to worry about enrollment restrictions.
Large Group Health Insurance
Even larger companies need to be able to compete. By using a large group health insurance plan in Virginia, you can offer the best healthcare coverage for your employees.
When you add health benefits to your package, you can recruit better employees and keep them around longer. With large group health insurance, you’ll be able to provide great discounts or even full coverage for all your workers.
What is Considered a Large Group Health Plan in Virginia?
When you employ more than 50 people in Virginia, you can use a large group health insurance plan to provide health benefits for your employees. Along with the major medical plans, you can also offer supplemental insurance options, such as:
- Vision coverage
- Dental insurance
- Critical illness coverage
- Accident insurance
- Hospital indemnity coverage
When you add these options into the benefits package, your employees can customize their healthcare coverage.
Travel Health Insurance
With travel health insurance, you’ll have coverage even when you’re not in the United States. Most major medical plans won’t cover you in another country.
Whether you’re traveling for pleasure, work, or as a student, the right travel health insurance will keep you fully covered.
Supplemental Health Insurance
Choosing a health insurance plan in Virginia is just the start. You will also want to use supplemental health insurance options to customize your coverage. Supplemental health insurance offers options, such as:
- Critical illness
If you need these additional coverage options, supplemental health insurance offers the right choice.
Children’s Health Insurance
You might not get coverage for your kids from your employer. If this is the case, you can use children’s health insurance to make sure your kids are covered in the event of a medical illness or injury.
Sometimes, children’s health insurance is required. If you want to send your kids to a private school, they plan to go on field trips, or they want to play sports, you might need to get the right healthcare coverage in Virginia.
Affordable Health Insurance
Finding the right affordable health insurance in Virginia for your needs isn’t easy. We make the process simple and fast. You will be connected with an expert agent fast and your agent will provide plans fitting your needs and your budget.
Medi-Share Health Program
If traditional health insurance doesn’t fit your lifestyle or you don’t qualify, you can use the Medi-Share Health Program. This is a community health sharing program offering an alternative to regular health insurance in Virginia.
You will be able to choose a plan to fit you or your family. There are options with different monthly share amounts and deductibles to consider.
Whether you don’t qualify for regular insurance options or they don’t fit your lifestyle, the Medi-Share Health Program offers an alternative.
When you need healthcare coverage for you or your family, it’s important to know your options. Our team will get you connected to the right agent to get your health insurance options in Virginia fitting your health needs and your budget.
Call us today or request your free health insurance quote online.
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Make your health a priority by preparing for the unexpected. Contact one of our agents today to walk through your best options.
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