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Georgia Private Health Insurance

My Private Health Insurance operates in the state of Georgia. We make finding great health insurance easy, whether it’s just for you or for your entire family. You’ll work with an experienced agent to find the right health insurance in Georgia for your coverage needs and your budget. Private health insurance plans are ideal for families or individuals that make over $50,000 of gross household income per year and or have no major health conditions so you can qualify for an underwritten plan where they will take into account your health history to give you a health insurance plan tailored to your needs. Usually this means you’ll find a plan with a large PPO Network at premiums that are sometimes 50% lower than your marketplace option with no subsidy.

Private Health Insurance

If you’re employer no longer offers health coverage or you don’t qualify, private health insurance plans in Georgia offers the solution. Medical emergencies happen without notice. With Georgia private health insurance, you’ll remain covered no matter what happens.

Who Should Consider Private Health Insurance in Georgia?

Private health insurance in Georgia offers the right option for those who recently lost their coverage from an employer. It can also work well for the following situations:

  • Those working only part-time
  • People working for themselves
  • Independent contractors/1099 employees
  • Recently retired individuals
  • Unemployed people
  • Anybody without access to employer health coverage

What Insurance Providers Are Available in Georgia?

  • Is the Cigna PPO Network health coverage available in Georgia? No at this moment you can only get a Cigna HMO through if you live in the state of Georgia. The Cigna PPO Network is currently accepted in South & North Carolina.
  • Is Blue Cross Blue Shield & the Florida Blue PPO Network available in Georgia? Blue Cross Blue Shield offers nationwide short term health coverage plans in 12,24 & 36 month increments. The BCBS PPO Network is widely accepted around the country and ran through BCBS in Georgia.
  • Is SideCar Health Insurance available in Georgia? Sidecar Health Insurance offers fixed indemnity health coverage that gives clients insurance at affordable rates currently in 32 states.
  • Is the United Health Care PPO Network available in Georgia? Yes of course the United Health Care Choice Plus PPO Network is available for private insurance plans in Georgia and 30 other states. They also sell their golden rule short term plans in time frames of 12, 24 & 36 month options.

Individual Health Insurance

When you don’t have access to employer health coverage, the individual health insurance plans in Georgia make sense. You can find the right health coverage to ensure you can keep the costs down if you end up needing medical services.

With an individual health insurance plan, you gain medical protection and financial protection. There’s no need to drain your savings or accrue debt if you end up in the hospital.

How do I get Individual Health Insurance in Georgia?

Whether you work for yourself or you’re in a situation where you don’t have access to employer health coverage, individual health insurance makes sense. We provide a simple process to connect you with the right Georgia agent to lay out the best coverage options for your budget.

After a major life event, you might have the option to use the Health Insurance Marketplace for your health insurance needs. Many of the individual health insurance plans are even available outside of the special enrollment period.

Family Health Insurance

It’s your duty to make sure your family is fully covered in the event of a medical emergency. Family health insurance plans will provide the right level of coverage for your medical needs while offering financial protection.

When you cannot get health coverage from an employer, choosing the right Georgia family health insurance plan will make a big difference. You won’t have to pay out-of-pocket for doctor’s visits, prescriptions, hospital visits, or any other medical services you need.



Short-Term Health Insurance

With the right short-term health insurance plan in Georgia, you won’t have to worry. Maybe you’re in between jobs or you missed the enrollment period. Short-term health insurance works great for several situations, including:

  • Employment gaps
  • When you’re unemployed
  • Before new coverage will begin
  • After turning 26 and no longer qualifying for your parent’s health insurance
  • During an emergency

With the right short-term health insurance coverage, you won’t have to worry if a medical emergency happens.

What do Short Term Medical Plans Cover?

Short-term health insurance plans in Georgia come with a variety of possible coverage options. You might be covered for:

  • Prescription medications
  • Emergency room visits
  • Hospital stays
  • Doctor visits
  • Urgent care services
  • Preventative care services

Make sure you choose the right short-term health insurance plan for your specific needs.

Catastrophic Health Insurance

A top choice for younger adults looking to gain health coverage, catastrophic health insurance offers an affordable choice. While it’s not the same as individual health insurance, it does provide a cost-effective option to cover you in the event of a medical emergency.

Catastrophic health insurance protects you from having to go into medical debt if something major happens. It will help you protect your bank account and keep you from spending years paying for surgery or other medical procedure out-of-pocket.

Who Qualifies for a Catastrophic Plan in Georgia?

The easiest way to qualify for catastrophic health insurance in Georgia is simply to be under the age of 30. However, if you can get a hardship/affordability exemption under the ACA guidelines, but this isn’t the easiest process.

Small Business Health Insurance

As a small business, you have to find ways to offer employees benefits to compete with other employers. For most businesses with less than 10 employees, standard group insurance won’t be affordable. However, small business health insurance offers an option you can use to help protect your employees.

High-quality health insurance is one of the most sought-after benefits in the workforce today. Most employees want their health coverage to come from their employer since it will likely be cheaper and easier to obtain.

Does My Business Qualify for Small Business Health Insurance?

Any small business with less than 50 employees will qualify for small business health insurance in Georgia. You will also need to pay for a portion of the premium for each employee. You won’t have to worry about enrollment restrictions and you can apply any time of the year.

Large Group Health Insurance

Larger businesses will be able to offer employees health coverage through large group health insurance in Georgia. This type of health insurance allows for a better benefits package to help you remain competitive when hiring new employees.

Businesses in Georgia get to choose from many different large group health insurance plans. By offering high-quality health coverage, you can boost employee morale, show your appreciation, and even increase productivity.

What is Considered a Large Group Health Plan in Georgia?

employers in Georgia with at least 51 workers will qualify for large group health insurance plans. The plans fall under different categories, depending on the size of your business.

Each plan offers major medical coverage and a variety of additional options, such as:

  • Vision
  • Dental
  • Accident insurance
  • Hospital indemnity coverage
  • Critical illness insurance

With the right set of options, you can offer health coverage fitting all the needs of your employees.

Travel Health Insurance

If you have an upcoming trip, you’ve accepted a work position abroad, or you’ll be spending time outside the U.S. for school, you need good travel health insurance. Your regular coverage will likely not extend to other countries outside the U.S.

No matter where you’ll be traveling, you want to make sure you’re covered, in case of emergency. Don’t let the financial burden of a medical emergency spoil your time abroad. Get the right travel health insurance to keep you protected.

Supplemental Health Insurance

Not all health insurance plans offer the right coverage options. When you don’t have the coverage you need, supplemental health insurance lets you add to your plan. Coverage options include:

  • Accident
  • Life
  • Cancer
  • Vision
  • Dental
  • Disability
  • Critical Illness

With supplemental health insurance in Georgia, you can fully customize your health coverage. Pick and choose the options fitting your needs and add them to your existing coverage.

If you need to customize your Georgia health coverage, supplemental health insurance gives you the options you need. Add any of the supplemental coverage options to make your existing coverage even better.

Children’s Health Insurance

It’s possible, you have great insurance from your employer, but it only covers you. If this is the case, you might need children’s health insurance to make sure your kids are covered.

Some private schools will also require children’s health insurance. You might also need this type of coverage in Georgia if your children play sports or go on regular school trips.

Even if you’re not required to get children’s health insurance, it’s still a good idea. Kids get into accidents and end up in the emergency room. When this happens, if they are not covered, you’ll be stuck covering the entire bill.

Affordable Health Insurance

The most affordable health insurance found in Georgia isn’t always easy to find. You might need to sift through several companies and quotes to find the best option for you.

When you work with us, we give you an experienced agent to present you with the most affordable health insurance options for you. Your agent will help you choose the right plan for the best coverage and for your budget.

Medi-Share Health Program

A cost-sharing insurance program with a community helping each other, Medi-Share offers an alternative to traditional health insurance in Georgia. You can choose the plan fitting your budget and Medi-Share members share each other’s eligible medical bills.

If someone in your family ends up in the hospital, the bill will be handled by Medi-Share. A request will be made for the medical expenses and when it’s approved, the payment will be submitted to your healthcare provider from the community funds.

If you don’t like the idea of traditional health insurance or you don’t qualify, Medi-Share offers a good alternative option. You’ll be a part of a community allowing you to share medical bills without the need for traditional health insurance.

It’s important to make sure your family is fully protected. Our Georgia health insurance options give you plenty of plans for the right coverage to fit your budget. Whether you don’t have a job or your employer doesn’t offer health coverage, we’re ready to help you.

Call us today or request your free health insurance quote online.


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